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In Bizplan when I want to plan my BANK financing where and how do I do that?

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Answers

Arpit Shah

Supply Chain & Mapping Specialist

I run a startup where I've approach a bank for financing Capex procurement. Typically, most banks offer loans to business account holders - with or without collateral. The rates of interest vary accordingly. If you want to plan how much financing to obtain, it is dependent on a) the capital requirements for the project, b) the liquid assets that your organization owns and which can be used to contribute towards the asset / working capital fund requirements, c) the owner's risk appetite, d) business goals (Debt to Equity ratio, Current Ratio considerations), e) Type of Project risks involved, f) Collateral Availability Apart from banks, you can also approach Non-Banking Financial Institutions, or Venture Capital Investors who may be more tuned to giving you access to the funds besides other advisory services.

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Ripul Chhabra

AI & MVP Expert

There are a few things you can do to grow your email list, and then use that list to grow your fanbase in general. First, it is important to research what works best for you. Different musicians have different fanbases, so the approach you take will depend on your music and what type of fan you are hoping to attract. For example, if you are a pop punk musician, you might want to focus on using digital ads to grow your subscribers. Alternatively, if you are a country musician, you might want to focus on building relationships with radio stations and other music industry professionals. Once you have determined what kind of strategy will work best for you, it is important to put in the effort. Be sure to keep your email list up-to-date with the latest news and information about your music. Also, make sure to send out regular promotional emails that include new songs, tour dates, and other information about your music. In addition to using email marketing, social media can also be used to build relationships with fans. You can use Facebook, Twitter, Instagram, and other platforms to connect with your fanbase directly. This way, they can ask questions and provide feedback about your music. Additionally, social media allows you to market your music more broadly to a larger audience. Overall, there are many ways that you can grow your email list and fanbase. The most important thing is to put in the effort and see results!

Angelo MacDonald

Experienced and Knowledgable Senior Attorney

Hi! It's always worth trying to negotiate for a higher step when offered a new position. However, whether or not you can negotiate a higher step in your case may depend on the specific policies and regulations of your agency. In general, the federal government has regulations in place that govern how promotions and step increases are determined. These regulations are meant to ensure fairness and consistency across the government. That being said, there may be some flexibility in terms of negotiating a higher step if you can demonstrate that you have unique qualifications or experience that are particularly relevant to the position. In your case, your military experience and leadership skills may be valuable assets that could help you make a case for a higher step. It's important to approach the negotiation process professionally and respectfully. You can make a case for why you believe you should be offered a higher step, but be prepared to provide evidence to support your argument. Ultimately, the decision about whether to offer a higher step will be up to your agency, but it doesn't hurt to ask.

Dan Nistor

Shopify eCommerce Agency Owner

It sounds like your friend is looking for outsourcing services, where a company in one country hires professionals from another country to develop their business software. There are many outsourcing firms and freelance marketplaces that can connect your friend with developers who have the necessary skills and experience. One option is to search for outsourcing firms online, or to use freelance marketplaces such as Upwork or Freelancer. These platforms allow businesses to post job listings and connect with professionals who can provide the necessary services. Additionally, I have some connections in Romania who may be able to provide your friend with the professional help they need. If you would like, I can put you in touch with them to see if they would be a good fit for your friend's company.

Anas FARAH

Anas Farah. Audiovisuel producer and director

Selling art online can be a great way to reach a wider audience and increase your customer base, but it can also be a challenging and competitive space. Here are some tips that can help you sell your artwork online and attract more customers/ Showcase your art on a professional and user-friendly website/ Create a website that showcases your artwork in an organized and visually appealing way. Make sure your website is easy to navigate, loads quickly, and includes high-quality images and descriptions of your artwork. Utilize social media/ Use social media platforms such as Instagram, Facebook, and Twitter to showcase your artwork and connect with potential customers. Regularly post high-quality images of your artwork, share behind-the-scenes photos, and engage with your followers. Offer promotions and discounts/ Offer special promotions or discounts to encourage customers to purchase your artwork. This can include limited-time discounts or free shipping. Participate in online art communities/ Join online art communities such as art forums, Facebook groups, and art marketplaces to connect with other artists and potential customers. Collaborate with influencers/ Collaborate with influencers in the art or lifestyle industry to help promote your artwork and reach a wider audience. Participate in art fairs and exhibitions/ Participate in online art fairs and exhibitions to showcase your artwork and connect with potential customers. Offer excellent customer service/ Provide excellent customer service by promptly responding to inquiries, processing orders efficiently, and providing clear and transparent communication throughout the purchase process. Remember that building a successful online art business takes time, effort, and patience. By implementing these tips and continually refining your online marketing strategies, you can attract more customers and grow your business.

Suliman Alamer

Specialized in financial management and marketing

If he is compelled to work in order not to lose his source of livelihood, then there is nothing wrong with it, because (necessities make forbidden things permissible), but if there is no harm in leaving it, then he should leave it and seek his reward from God

Digital Marketing

Get more Conversion using Google Ads

Personalizing digital marketing campaigns is an essential strategy for connecting with individual customers and segments of your target audience. Here are some ways to personalize your campaigns: Collect data on your audience: Use data from website analytics, social media engagement, and customer surveys to understand your audience's preferences, behaviors, and needs. Segment your audience: Divide your audience into specific groups based on demographics, interests, or behavior. This will help you tailor your messaging to each group. Use personalized messaging: Customize your messaging to each audience segment. Use their name, refer to their interests, and offer tailored solutions to their problems. Leverage personalized content: Create content that is specific to each audience segment. This can include blog posts, videos, social media content, and more. Implement targeted ads: Use targeted ads that are specific to each audience segment. This will help you reach your target audience and increase conversions. Use marketing automation: Use marketing automation tools to deliver personalized messaging and content to your audience at the right time. Utilize retargeting: Use retargeting to reach people who have shown interest in your brand or products. This will help you convert potential customers into buyers. By personalizing your digital marketing campaigns, you can better connect with individual customers and segments of your target audience, increase engagement, and improve your overall ROI.

Saurabh Thakur

Startup business adviser and eCommerce consultant

There are some things that you can do for the safety of your rental dresses. Getting business insurance is the first and most practical thing to do but it is not possible to claim insurance after each and every instance of product damage. So apart from insurance, you will also need to have care measures. In my opinion, switch your rental model from offline to online or just start using a rental software. I am suggesting this because of various reasons. With modern rental software (www.yo-rent.com), you can secure your rental dress inventory in many ways. Inventory management: With a computerized system, you can keep track of every dress you lend. This will help you ensure that your dresses do come back to you after a rental period is over. You can also keep track of orders and check overdue returns and send alerts and notifications for the same. Start charging late return charges: Rental software like Yo!Rent and Booqable provide features to levy late returns. Basically, you can define different late return periods, like 24 hours delay period and 48 hours delay period. For all defined late return periods, you can levy different late return charges. Collect and manage rental security: You should also collect rental security from customers at the time of taking orders. This can be handled either manually, or again with a software that has a dedicated rental security module. You can use this security to reimburse any product damages or deduct late return charges. Keep a maintenance buffer period: Keep a buffer period between two rental orders for maintenance and upkeep of products. One way to achieve this is by keeping the returned product out of the inventory. Once the product has been successfully inspected/repaired, you can add it back to the inventory. This function is often automated in rental software. Mention your Terms and Conditions: Keep the rental terms and conditions for each and every dress that you have completely transparent with the customers. You can also integrate an eSign feature in your software so that you can get the conditions signed before completing the transaction. Some examples of terms and conditions are: No wash, no ironing, ironing only on low heat, do not wear in direct sunlight, etc. Ensure good packaging: The most regrettable product damages for a dress rental business are shipping damages. Here, you cannot blame the customer nor deduct reimbursement. Instead, you often have to pay for repairs from your pocket. Thus, it is much better to ensure proper packaging in the first place. For reference, you can rent a dress from your competitors and take note of their packaging standards. Taking these security measures right from the initial phase of your business can prevent losses in the long run. Meanwhile, the more the attention you pay towards the security and maintenance of your dresses, the more revenue you can generate per dress. All aforementioned options are also readily available in many rental software, so consider adapting the online dress rental business model that can help you in scaling and growth as well.

C.J. Anaya

USA Today bestselling, multi-award winning author.

That is a loaded question and one I would answer by asking this: have you done your market research to determine the type of romance audience you would actually like to write to? Romance is a broad category that covers many romance sub-niches. For example: paranormal romance, fantasy romance, small-town romance, mafia romance, LGBTQ+ romance, mystery romance, billionaire romance, angel romance, vampire romance...I think you get the idea here. Within these romances you have certain expectations from your readers based on the following: 1.) The types of characters they like 2.) The types of themes 3.) The types of tropes (fake boyfriend, slow burn, enemies to lovers) 4.) Steam levels: clean, sweet, steamy, erotic 5.) Happily ever after endings (because it ain't romance if there is no HEA) So you need to know which romance sub-niche you want to write within. Then you need to study your competitors, read their reviews, look at their book descriptions, titles, subtitles, and book covers to get a feel for that niche market, and then you need to read some of those books. Once you have a solid idea of the sub-niche and who your target audience is, you can start planning a series of romance books that will knock their socks off.

Sri Nimmaraju

I am the Founder & CEO of Thrive Hive Digital.

Hey There! Many businesses fail to maximize the potential of their content due to a lack of contextualization. It's great to see that you are taking steps to address this crucial aspect of content creation. Based on the information you have provided and the topics you are seeking help with, here are three actionable tips that you can implement immediately to improve your content: ✔ Understand your audience: It's crucial to understand your target audience, what they are looking for, and what will engage them. For example, if your audience is primarily investors, they may be interested in more detailed financial information than the general public. Therefore, you need to tailor your content accordingly. ✔ Make your content easy to digest: Given the complexity of the topics you are dealing with, it's important to keep your content simple and easy to understand. Use clear language and avoid jargon where possible. Breaking up your content into smaller, more digestible chunks can also help to keep your audience engaged. ✔ Incorporate visuals: The topics you are dealing with can be challenging to explain in text alone. Incorporating visuals, such as charts, graphs, and infographics, can help to clarify complex concepts and make your content more visually appealing. And here are a couple of common mistakes to avoid: 👉🏼 Overloading your content with information: While it's important to provide value to your audience, overloading your content with too much information can be overwhelming and can turn people off. 👉🏼 Failing to proofread: The topics you are dealing with require accuracy and professionalism. Therefore, it's essential to proofread your content thoroughly before publishing it to ensure it is error-free and communicates your message effectively. If you're interested in learning more about how I can help you improve your content and ensure it's engaging and impactful, I suggest we schedule a call to discuss your specific needs in more detail. During our call, we can go over your objectives, challenges, and any concerns you may have. From there, I can provide you with a more detailed overview of my services and how I can assist you in achieving your desired outcomes. Best Regards, Sri

Lee von

Unique Insights, Creative Solutions

Most customer service jobs are going overseas, but this is a great website with only remote jobs that might be useful: https://www.remoterocketship.com/?page=1&sort=DateAdded It's a relatively new site, but they're doing a great job.

HIRDESH SHARMA

Clarity Expert

yes start you call

John Nikson

Hi everyone

It sounds like you might be describing wall decals or wallpaper. Wall decals are vinyl or paper stickers that can be easily applied to walls and come in a variety of designs, including personalized drawings. Wallpaper, on the other hand, is a type of wall covering that is applied to walls and comes in a variety of patterns and designs, including custom designs. Both options can be a great way to add personalized decorations to your walls.

Almarie A.

Clarity Expert

Hi This is such a critical question and there is no one way to approach it. Firstly what are you good at? What skill sets do you possess? There are so many online remote work from home jobs. Some you have to sign up on wensites sone you dont. You may check sites such as Indeed, flex jobs. Timewise. Or you may search places like swagbucks or other survey apps. There are a vast majority. I find that if i put on remote work from anywhere i am able to do it. Be careful of those illegal sites so read the reviews. Also if you go on youtube ypu can find sites All the best

Cricket Wilson-Harris

Podcasting & YouTuber Success

I recommend having your brand on the social selling app Poshmark. On there you focus on fast delivery and really nice packaging for a pleasant experience for the buyer, and rack up 5-star reviews and sales traction and revenue. This is a great way to expand your network as a seller and learn the marketplace. On one of my Poshmark accounts I grew it to 22k followers in a month. You can employ bot software that mimics you being active on the platform. Then every item you newly list for sale in your shop gets added to your follower’s feeds. Once you’re ready to launch your private standalone shop under your business domain I recommend Shopify. You can research your costs on their site, all platforms carry transaction fees, but sites like Shopify save you the trouble of hiring a web developer. Market through advertising, influencers and social media to drive traffic. Feel free to reach out to me for more advice. Good luck!

Ripul Chhabra

AI & MVP Expert

There are a few ways to open an online store. The two most common ways are to use a shopping cart platform or to build an ecommerce website from scratch using CMS. Both have their pros and cons, and it really depends on your business goals and needs which one is the best fit. Shopping cart platforms like Shopify, BigCommerce, and Volusion offer free plans that allow you to set up a basic store with limited features. These platforms allow you to add products, customize your layout, and track your sales. Once your store is live, you can use their built-in marketing tools to promote it to potential customers. Ecommerce websites can be custom built using WordPress and hostied on server like BlueHost, HostGator, or SiteGround. WordPress eCommerce websites are not expensive up front, but they offer greater flexibility in terms of design and features. They also tend to be more scalable than shopping cart platforms, meaning that they can handle larger volumes of traffic and transactions. There is no one answer that is right for everyone; it really depends on your business goals and needs. If you're just starting out, a shopping cart platform may be the best option because it's easy to set up and start selling products. If you're looking to grow your business, then an ecommerce website might be a better choice because it offers greater flexibility and scalability.

Partha sarathy

Research analyst and Digital marketer.

Dear Client, Glad to know your business idea. You can easily start an online store with many tools. Kindly let me know your business in detail. Is it Men's shoes for women? 10 cheap ecommerce platforms Shopify. WooCommerce. BigCommerce. Wix Stores. Volusion. BigCartel. Ecwid. LemonStand. Revert me back for more research in this regard.Thank you. Warm regards Parthy

Saurabh Thakur

Startup business adviser and eCommerce consultant

Business scaling these days is tough but you should be happy to know you are in the right direction. From my understanding, you want to transition from being an offline heavy equipment rental business to a well renowned and recognized brand. However, in the online space, you will also be competing with businesses like United Rentals and Sunbelt Rentals who have fully enabled tech to handle all sorts of rental orders. To get on their level, find a technology partner or invest in a rental tech that can both simplify operations for you and make you look like a proper brand. Below are some things to consider in your business expansion plan for making a strong digital transition: 1. Get Good Software Tech: There are numerous cart plugins and add-on options that add a rental module to a website but it is better to begin with a complete rental solution in the first place. Instead of just enabling online ordering, the rental software (https://www.yo-rent.com) will give you complete control over several things such as: Order management Inventory management Rental agreements Rental security Rental add-ons Verification documents Overdue returns Late cancellations Quotation requests Adding a cart plugin or a few integrations will fail to deliver all aforementioned functionalities that you need to launch a fully operational rental store. With an online rental software, handling hundreds of orders will become easy with features like: Booking calendar: Take rental date inputs and orders directly on the website Rental security management: Collect and disburse rental security on the website Late cancellation charges: Charged small fines for late cancellation of orders, i.e., post processing Track returns: Take in charge of completed and overdue returns Rental add-ons: Automate upselling and cross selling on every order 2. Focus on Branding: The way you represent your brand is absolutely necessary to compete against big players. They all have a defined brand voice, tone, vision and mission statements and strictly adhere to them. They also pay close attention to small details and ensure quality every time. Their customer support is fast, reliable and helpful. 3. Give more Value: The last point on my list is very simple. To build a name in the industry, you need to provide better value than your competitors. This can simply be in terms of rental pricing, free add-ons, discount strategy, loyalty program and more. You can test these offerings with geo-specific targeted marketing and scale up when they bring results. Paying strong emphasis to these three points can help you scale and grow your online heavy equipment rental business. For streamlining bookings and related processes, I would recommend you YoRent online rental software whose free product tours are also available on its official website and don’t require any sign up. Click here to see https://www.yo-rent.com/yo-rent-versions-demo.html

Narkisho Nyonje

I am a Digital Marketing Coach and Consultant

There are several online marketplaces where you can sell old and new satellite equipment. Some of the popular options are: eBay: eBay is a well-known online marketplace where you can sell a wide variety of products, including satellite equipment. It has a large customer base and provides various selling options such as auction-style, fixed-price listings, and more. Amazon: Amazon is another popular online marketplace where you can sell satellite equipment. It has a large customer base and provides various selling options such as individual and professional selling plans. Craigslist: Craigslist is a classifieds website that allows you to sell a wide variety of items, including satellite equipment. It is free to use, but you need to be cautious while dealing with buyers. Facebook Marketplace: Facebook Marketplace is a platform where you can buy and sell items in your local area. You can create a listing for your satellite equipment, and interested buyers can contact you via Facebook Messenger. Satcom Resources: Satcom Resources is an online marketplace that specializes in selling new and used satellite equipment. It has a wide range of equipment available, including satellite phones, modems, antennas, and more. Ultimately, the best marketplace for you will depend on factors such as the type of satellite equipment you are selling, the selling fees, the customer base, and more. You may want to consider using multiple marketplaces to maximize your reach and find the best deal for your equipment.

Malcolm Ong

Co-founder @ Terminal 3; Co-founder @ Skillshare

Not sure I understand the question fully, so perhaps let me try to answer this more generally. Generally speaking, err on whatever approach minimizes friction for your users (both buyers and sellers). If you have a two-sided marketplace where a seller lists something (e.g. a commercial space available) for buyers (i.e. your clients), I think it's best to have this communication happen on the marketplace platform itself. From a feature perspective, this might mean the buyers and sellers have message inboxes, as well as email notifications that notify them whenever a message (or reply) is received. You can even make things easier by inserting excerpts or full messages within the email notifications (and allow an easy reply-to-email for responses), but the entire conversation thread should still live on your platform's inbox. Hope that makes sense and helps!

Ramesh Lal

Digital Marketing Executive at FATbit Technologies

I would suggest Yoyumm YoYumm is an online food delivery app solution that enables entrepreneurs to launch their online food delivery business conveniently. It is a fully customizable solution with a ready-made web portal for the admin and mobile apps for buyers, sellers, and delivery staff. For more information, visit here https://www.fatbit.com/online-food-ordering-software.html

Ramesh Lal

Digital Marketing Executive at FATbit Technologies

There are many handyman software that helps business owners to start an online service business, so it is difficult for business owners to choose the best software to start an online service business. However, I would suggest YoGigs a readymade service marketplace software that helps business owners to start an online service marketplace like TaskRabbit. The platform provides a range of tools and features for building and customizing websites, such as templates and a range of customization options. It also includes features for managing and growing an online business, such as payment processing, customer management, and analytics. For more information, visit here https://www.yo-gigs.com/

Levie C.

Teacher, IT, Christian Counselor & Firefighter.

The multiverse is a speculative concept that implies the existence of multiple universes, each with its own set of physical laws, constants, and properties. Because the existence of the multiverse is not explicitly mentioned in the Bible, there is no clear consensus on its validity in my opinion. However, some Christians may see the multiverse concept as consistent with God's infinite power and creativity. They may believe that as part of God's divine plan, He has the ability to create and sustain multiple universes, each with its own set of laws and properties. At the same time, some Christians may argue that the multiverse concept contradicts the biblical worldview, which depicts the universe as a single, unified creation reflecting God's glory and design. Overall, the concept of the multiverse is a complex and speculative idea that, from a Christian perspective, is open to various interpretations and points of view.

Mathan Raj

Digital Marketing consultant

The SEO budget for a new startup can vary depending on the specific needs and goals of the business. Here are some factors to consider when determining a reasonable SEO budget: Competitiveness of the industry. Size of website Goals Geographic location In general, SEO budget for new startup range from $500 to $2500per month. However it's important to note that SEO is ongoing process require continuous effort. To see consistent results, allocate the budget in the long term. Contact me for any further assistance.

Suliman Alamer

Specialized in financial management and marketing

The tax law often depends on the country in which you reside, regardless of the country from which you operate, except corporate and institutional taxes, as they are subject to the country’s taxes, regardless of the country in which their owners reside

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